Whether you’re looking to purchasing your first ever home or moving into a new home – buying a home is a hugely exciting time. A real milestone moment!
It can be pretty daunting as well – there’s a lot to do before getting the keys to your new house. That’s why I’ve put together this preliminary home buyer’s guide, so you know roughly where to start (and where I come in as a Fredericton REALTOR®).
When it comes to buying a home, you’ll want to have a pretty clear understanding of your budget. Evaluate your current income, your expenses, and how much you’ve got saved for your down payment.
After that, meet with a reputable lender to get pre-approved for a mortgage. This’ll save us time and energy down the road – and ensures that we only look at homes that are within your pre-approved borrowing capacity.
There are a lot of houses for sale in Fredericton – and a lot of different neighbourhoods! Depending on your family, your work life, and your transportation situation, you’ll want to make sure you’re looking at neighbourhoods that fit within your lifestyle.
Want a big backyard? A fire pit? A pool? A detached garage? These are all factors to consider when looking at houses for sale in Fredericton. Create a list of non-negotiable ‘needs’ and a list of wish list ‘wants’ to see where you stand.
Keep your future in mind when doing this, too! In a few years you may have a growing family, have a new job, or have other life changes that will play a factor in how well your house works for you.
When it comes to the real estate agent you choose to go on the purchasing journey with, you’ll want to do your research.
Ask friends and family for referrals, conduct a few interviews, and be sure you feel comfortable with the REALTOR® you choose.
When you work with me, you’re getting someone who will dig deep, learn who you are, and build a relationship that extends beyond the transaction of buying a home. We’ll spend the first few weeks getting to know each other and identifying exactly what you need. Then, we’ll work together to browse listings and schedule viewings that are in budget and in line with your wants and needs!
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